In cooperation with grants from various State and Federal agencies and the East Missouri Action Agency, the City of Cape Girardeau offers rehabilitation of homes within the City for low income homeowners. The City also has a program to aid low income residents transition from renters to homeowners by purchasing and rehabilitating foreclosed homes. Applicants must complete an application process and meet specific income guidelines to qualify. For more information on a particular program, or to see if you qualify, please visit one of the available programs below.
Neighborhood Stabilization Program
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The Neighborhood Stabilization Program, a cooperative effort to rehabilitate foreclosed homes and transition low-income residents from renters to homeowners, has been expanded to include both the Franklin and Blanchard elementary school districts. Initially bounded by Sprigg Street, the river, Bertling Street and Park Street, the new boundaries stretch as far as Highway 177, the Shawnee Parkway and Kingshighway.
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NSP Area Map
Available Homes
4-Sight Counseling, Inc. |
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The City of Cape Girardeau was approved for a $648,000 grant for the acquisition, rehabilitation and resale of foreclosed homes to low income individuals and families. Nine houses have been purchased and are expected to be available to program participants in the coming months. Revenue from the home sales will be used to buy more homes for this program.
Applicants must meet income guidelines and participate in financial counseling, homebuyer education classes and work with the counselors on any credit or budgeting issues they may have. There are no restrictions on the current address of the applicant.
Applications are available by contacting Stephen S. Williams in the Planning Services division at (573) 339-6327 or swilliams@cityofcapegirardeau.org.
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INCOME GUIDELINES
Applicants must have a household income below these thresholds to be eligible for the
Neighborhood Stabilization Program.
For more information, please contact 4-Sight Counseling, Inc.
1 person: $45,000 2 person: $51,450
3 person: $57,900 4 person: $64,300 |
Home Repair Opportunity (HeRO) Grant
The City of Cape Girardeau has been approved for a Home Repair Opportunity (HeRO) Grant for $110,000 to repair five (5) houses located within the city limits of Cape Girardeau. All rehabilitated units must meet HUD Housing Quality Standards (HQS), pass a lead clearance test and pass local building code requirements. Eligible homeowners are those whose annual income does not exceed eighty percent (80%) of the Area Median Income for the property area, in accordance with HOME regulations. Income levels must be within a maximum range of $30,050 - $56,650. Eligible homeowners may receive cash assistance up to $20,000 for repairs.
Applications are available at the Division of Planning Services office in City Hall, 401 Independence Street, during regular business hours. If you are unable to get to the second floor, please contact us and arrangements will be made to assist you in getting your application completed.
Applications will be handled on a first come first served basis. For more information, please contact Stephen Williams, Housing Assistance Coordinator, at (573) 339-6327 or swilliams@cityofcapegirardeau.org.
Jefferson/Bloomfield Neighborhood
Rehabilitation Block Grant
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The boundaries of the area included in this neighborhood rehabilitation program are: Jefferson Avenue on the south, South Pacific Street on the east, Bloomfield Street on the north, and South Benton Street on the west.
We will also be working with the East Missouri Action Agency. Their program on energy efficiency will be used in conjunction with the grant program for those applications that meet their eligibility requirements.
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Jefferson/Bloomfield
Program Area Map |
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To be eligible to receive a rehabilitation grant, you must own and live in the house prior to making an application, or you must own property, which has been established as a rental unit prior to making an application.
The owner must provide the following items in order to complete the application:
1. A copy of the deed to the property.
2. Social Security Numbers for all family members living in the household.
3. Veteran's Claim Number, if you receive benefits from the Veteran's Administration.
Applicants will also be required to meet income limits. The family income limits are determined by family size, and are indicated in the table below. If you are not sure if you meet these income guidelines, we will be happy to assist you.
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Family Size
(No. of Persons)
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Very Low Income
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Low Income
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1
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$18,800
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$30,050
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2
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$21,450
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$34,350
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3
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$24,150
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$38,650
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4
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$26,800
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$42,900
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5
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$28,950
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$46,350
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6
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$31,100
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$49,800
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7
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$33,250
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$53,200
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8
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$35,400
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$56,650
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Applications are available at the Division of Planning Services Office in City Hall, 401 Independence Street, during regular business hours. If you are unable to get to the second floor, please contact us and arrangements will be made to assist you in getting your application completed.
Applications will be handled on a first come first served basis. For more information, please contact Stephen Williams, Housing Assistance Coordinator, at (573) 339-6327 or swilliams@cityofcapegirardeau.org.
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Planning Services Division
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City Hall - Second Floor
401 Independence Street
Cape Girardeau, MO 63703 |
(573) 339-6327 Telephone
(573) 339-6303 Fax
cityplanning@cityofcapegirardeau.org |
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